Home Loan Providers in India at Low Interest Rate

Home Loans are provided by major banks and financial institutions in India to help individuals purchase or construct their dream home. Real Finserv connects you with a network of trusted and experienced Home Loan providers across India.

Owning a home is one of the biggest milestones in life. A home loan helps you achieve this dream without financial stress. Real Finserv simplifies the process, ensuring a seamless and transparent experience for every applicant.

With so many loan offers available in the market, choosing the right one can be confusing. Real Finserv helps you compare and apply easily for the most suitable home loan that fits your financial goals.

Key Features:

• Loan amount ranges from ₹5 Lakhs to ₹1 Crore or more.
• Apply online for a quick and paperless process.
• Fast processing with minimal documentation.
• No hidden charges or prepayment penalties on floating rates.
• Attractive interest rates from top Banks and NBFCs.
• Balance transfer and top-up loan options available.
• Flexible tenure for repayment of up to 30 years.
• Special offers for salaried and government employees.

Benefits of Home Loan:

• Own your dream home with affordable EMIs.
• Attractive tax benefits on both principal and interest repayments.
• Lower interest rates compared to personal loans or credit cards.
• Flexible repayment tenure up to 30 years.
• Top-up and balance transfer facilities for better rates.
• Transparent and quick processing with expert guidance.

How to get Home Loans at Low-Interest Rates?

Home loans with low interest rates are generally offered to applicants with a good credit score, stable income, and a clean repayment history. Maintaining a healthy financial profile improves your eligibility and helps you secure the best loan deals.

Documentation:

For Self-Employed and Salaried Professionals

• Valid identity proof – Passport, Aadhar Card, PAN Card, Voter ID, etc.
• Valid address proof – Passport, Ration card, Driving License, Utility bill.
• Income proof – Salary slips (last 6 months) or ITR (last 2 years).
• Bank statement – Last 6 months of transactions.
• Property documents – Sale deed, builder agreement, etc.