Gold Loan Providers in India at Low Interest Rate

Gold Loans are one of the fastest and most reliable ways to get funds during financial emergencies. Leading banks and NBFCs in India offer Gold Loans at attractive interest rates by pledging your gold ornaments as security.

With Real Finserv, you can easily compare and apply for Gold Loans from trusted financial institutions. Get instant cash disbursal, transparent evaluation, and safe storage of your gold assets.

Whether for personal needs, business expansion, or emergencies — Real Finserv helps you find the right Gold Loan plan with flexible repayment options and minimal paperwork.

Key Features:

• Loan amount ranging from ₹10,000 to ₹1 Crore.
• Quick disbursal within minutes of gold valuation.
• Low interest rates and flexible tenure options.
• Secure gold storage in bank vaults.
• No credit score required for eligibility.
• Interest charged only on the utilized amount.
• Tenure up to 36 months.
• Available for salaried, self-employed, and business owners.

Benefits of Gold Loan:

• Instant cash without selling your gold.
• Flexible repayment – interest or bullet payment options.
• No income proof or guarantor required.
• Safe and insured gold storage.
• Attractive interest rates and easy renewal options.
• Quick approval and minimal paperwork.

How to get Gold Loans at Low-Interest Rates?

To avail the lowest gold loan interest rates, choose lenders offering transparent evaluation and high loan-to-value (LTV) ratio. Maintain a good repayment record and opt for shorter tenures for better rates.

Documentation:

Required Documents for Gold Loan

• Valid identity proof – Aadhaar Card, PAN Card, Voter ID, or Passport.
• Valid address proof – Utility Bill, Ration Card, Driving License, etc.
• Recent passport-size photographs.
• Gold ornaments for evaluation (purity 18K – 24K).