Credit Card Loan Providers in India

Credit Card Loans allow cardholders to borrow cash instantly against their existing credit limit. These loans are ideal for emergency expenses, large purchases, or short-term financial requirements.

Real Finserv connects credit card holders with trusted lenders offering competitive interest rates, flexible repayment plans, and quick disbursal directly to your bank account.

Whether for personal emergencies, travel, or unexpected expenses, a credit card loan ensures you have instant access to funds with minimal hassle.

Key Features:

• Loan amount ranging from ₹10,000 to ₹5 Lakhs.
• Flexible repayment tenure from 3 months to 36 months.
• Loans available for emergency expenses, purchases, travel, or debt consolidation.
• Competitive interest rates based on card type and credit history.
• Quick processing and instant disbursal to linked bank account.
• Minimal documentation; no collateral required.
• Available for all major credit cards – Visa, Mastercard, RuPay.
• Support for salaried individuals, professionals, and business owners.

Benefits of Credit Card Loan:

• Access instant funds without affecting your existing credit card limit.
• Flexible repayment schedules with EMI options.
• Lower interest rates compared to cash advances or personal loans.
• Quick disbursal for emergency needs.
• Debt consolidation and expense management made easy.
• Transparent process and guidance from Real Finserv experts.

Eligibility and Documentation:

Required Documents for Credit Card Loan

• Valid ID proof – Aadhaar, PAN, Passport, or Voter ID.
• Address proof – Utility bill, Driving License, or Ration Card.
• Active credit card issued by a recognized bank.
• Income proof – Salary slips, bank statements, or ITR.
• Recent credit card statement.